Independent Mortgage & Remortgage Advisers.


Life cover, Life with critical illness cover and income protection advice.

Equity Release

Release the equity in your home


Professional Will Writing Service.

Adverse credit

Mortgages for clients with impaired credit.

Welcome to Braemar Mortgage Services

We aim to provide professional easy-to-understand mortgage and protection advice. Whether you are looking to remortgage your home, or want to protect your family and loved ones from the financial impact of unexpected life events, we have the service to suit you.

Braemar Mortgage Services Ltd adhere to the highest professional standards and ethics in the industry. 

We believe we offer something different and value the relationship with our customers; our aim is to maintain a long-term relationship with our clients providing them with the best advice we can, in all areas of mortgages, remortgaging and financial planning.

Why Us, and Why Mortgage Services?

We offer a free personal consultation to understand your reasons for a remortgage; we will give you unbiased advice and identify other financial products whilst looking for opportunities to lower your financial outgoings.

We ensure the right protection is tailored to your needs and we find you the most competitive and cost effective scheme available.



Contact us

t: 0161 980 5765

f: 0161 980 0814


Braemar News

  • Self-employment Income Support Scheme

    You can use this scheme if you're self-employed or a member of a partnership in the UK and have lost income due to coronavirus (COVID-19).

    The online service you’ll use to claim is not available yet. HMRC will aim to contact self-employed individuals by mid May 2020, and will make payments by early June 2020.

    This scheme will allow you to claim a taxable grant worth 80% of your trading profits up to a maximum of £2,500 a month. It will be available for 3 months, but may be extended.

    The grant will be subject to Income Tax and National Insurance contributions but does not need to be repaid.

    If you receive the grant you can continue to work or take on other employment including voluntary work.

    If you have other employment as a director or employee which is paid through PAYE your employer may be able to get support using the Job Retention Scheme.

    Who can claim?

  • BoE makes unscheduled bank rate cut
    BoE makes unscheduled bank rate cut

    The Bank of England’s Monetary Policy Committee have made the unscheduled decision to cut the base rate by 0.5%.

    The rate has returned to 0.25%, the lowest it has ever been, in response to the economic threat of Covid-19.

    The unexpected decision is the first base rate cut since August 2016.

    The Bank said: “The Bank’s three policy committees are today announcing a comprehensive and timely package of measures to help UK businesses and households bridge across the economic disruption that is likely to be associated with Covid-19.
    These measures will help to keep firms in business and people in jobs and help prevent a temporary disruption from causing longer-lasting economic harm.”

    Mortgage Market Alliance director Robert Griffiths says: “A cut to Bank Base Rate is always significant, however when it’s an emergency measure taken outside the normal Monetary Policy Committee meetings, then it is doubly significant.
    The Bank clearly wants to stimulate the flow of lending out to consumers and businesses and for those seeking a new mortgage or looking to refinance, this is now an opportune time to do so. While many lenders’ cost of funds and pricing will not be directly linked to Bank Base Rate, this is still likely to filter through to mortgage rates at some level, which means what was already a highly competitive market has just got even more so.”

    For more information or advice; call Braemar on 0161-980-5765 to speak with one of our mortgage advisers.

Contact Braemar